SWPtoolkit
📈 Free mutual fund calculators

Plan your SIP, SWP & retirement income in seconds.

Seven premium, made-for-India calculators that show exactly how your money grows, how long it lasts, and how to make it beat inflation — no signup, no spreadsheets.

7Powerful calculators
100%Free, no login
Built for Indian investors
0Data leaves your browser
Start here

What do you want to figure out?

Pick a goal and jump straight to the right tool.

All calculators

Seven tools for the full investing journey

From your first SIP to your last withdrawal — each one with charts, a breakdown and a year-by-year table.

7Advanced calculators
InstantResults as you type
PrivateRuns in your browser
FreeNo account needed
How it works

Answers in three steps

1

Pick your calculator

Choose the tool that matches your goal — investing, withdrawing, or both.

2

Enter your numbers

Drag the sliders or type exact amounts, returns and time periods. Results update instantly.

3

Read the breakdown

See the chart, the invested-vs-returns split and a full year-by-year table. Share or print it.

FAQ

Questions, answered

Are these calculators really free?
Yes. Every calculator on SWPtoolkit is completely free, with no login or signup. The tools run entirely in your browser, so the numbers you enter never leave your device.
How accurate are the results?
The calculators use standard compounding formulas and assume a steady annual return that you choose. Real markets fluctuate, so treat the results as planning estimates rather than guarantees.
What is the difference between a SIP and an SWP?
A SIP puts money into a fund every month to build a corpus, while an SWP takes money out every month as income. A SIP suits your earning years; an SWP suits your spending years. Our SIP with SWP calculator links both.
Do you provide investment advice?
No. SWPtoolkit is an educational resource, not a SEBI-registered adviser. For advice tailored to your situation, please consult a qualified financial professional.

Ready to plan your money?

Start with the calculator that fits your goal — it takes less than a minute.

Start with the SIP calculator →